Thank you Eddie. Perhaps this should be in a personal message but I’ll say it here anyway - It’s always a pleasure to read your well composed contributions on here. I have to admit, there are one or two who I have learned are not worth the effort to read. Yours, by contrast, always get my close attention.
With reference to NIH - My health insurance of many years has been and remains with Kaiser. They automatically provided me with a detailed statement of all services and charges that they provided for me from October 2020 to my release in March 2021 - $1.4 M. All related to the accident. They are still paying for my outpatient physical therapy and now are scheduled to pay for/provide me with two new cataract lenses for my eyes.
My wife was taken by cancer in 2019. Kaiser similarly paid for her care. That struggle went on for years. Kaiser went all out for her. Heroes.
My deductibles are limited to $4000 per year. For 2020 and 2021 I paid $8000 in deductibles.
For many years and Until I reached 65 years of age, I paid about $2000/month for me and a bit less for my wife. She passed before reaching 65 so I paid full rate for her all the way, Since reaching 65, Kaiser gets paid by/out of Social Security.
Now, if I hear someone denigrate Kaiser, I go out of my way to correct them.