Jerry Doe
Admin
- Joined
- May 21, 2003
- Messages
- 2,275
Hi Russ,
Yes I already wrote it off.. Here is what I just sent to PayPal:
"Hello PayPal,
I am very un-happy with this result and I don't believe you did much to help me even though you said you did. I want to point out a major problem with your email:
"Denny Nirwana" is not a real person, but a made up name of someone or a group who stole credit cards and then became a buyer due to no PayPal AVS checking. The real owner of the credit card is the person who did the charge back. Your email is written wrong and I need to know the name of the real owners so I can work with them like you suggested later in your email. Please provide this information ASAP. I have come to find out that what has happened to me is a documented scam that happens often and the credit card companies never do anything to help small business owners like myself who are out both product and operating capital. The scam artist seems to get away with this most of the time since the police in their countries are just as corrupt.
I do have another problem with PayPal and partially blame PayPal for these criminal attacks. When I signed up with the PayPal gateway I was told AVS (address verification service) was included in my account. Since I thought it was there I didn’t use the Maxmind Geo fraud protection scripts that I normally do. If the AVS service would have been in place like I was told, then these transactions would have been prevented. The transactions happened from a Romanian IP address, with a physical cart address in Indonesia along with the country address of Sweden. Swedish postal authorities simply forward the packages to Indonesia when they see the wrong country code. That is another big issue. When I signed up with the PayPal gateway I was told that my account had AVS and it did not. So I was not protected as verbally promised by PayPal.
I know there's not that much I can do now since the credit card gods have made their decision, but I am going to do everything I can, since I don’t give up easily:
- I am going to seek others that have been through the same as myself and I am going to see if I can find an attorney to help me better understand my rights and if there is any room for legal action. I doubt there is, but I will try until I exhaust this possibility.
- I am going to build a website explaining to others what not to do and to explain not to use PayPal unless they have AVS installed for the extra $10. I will advise to go to another gateway like Authorize.net or Bluepay who include AVS checking for approx. the same monthly costs.
I am not giving up easily.
Please let me know if there is anything I can do to contest the credit card company at this point? What else can PayPal do to help me?"
Yes I already wrote it off.. Here is what I just sent to PayPal:
"Hello PayPal,
I am very un-happy with this result and I don't believe you did much to help me even though you said you did. I want to point out a major problem with your email:
"Denny Nirwana" is not a real person, but a made up name of someone or a group who stole credit cards and then became a buyer due to no PayPal AVS checking. The real owner of the credit card is the person who did the charge back. Your email is written wrong and I need to know the name of the real owners so I can work with them like you suggested later in your email. Please provide this information ASAP. I have come to find out that what has happened to me is a documented scam that happens often and the credit card companies never do anything to help small business owners like myself who are out both product and operating capital. The scam artist seems to get away with this most of the time since the police in their countries are just as corrupt.
I do have another problem with PayPal and partially blame PayPal for these criminal attacks. When I signed up with the PayPal gateway I was told AVS (address verification service) was included in my account. Since I thought it was there I didn’t use the Maxmind Geo fraud protection scripts that I normally do. If the AVS service would have been in place like I was told, then these transactions would have been prevented. The transactions happened from a Romanian IP address, with a physical cart address in Indonesia along with the country address of Sweden. Swedish postal authorities simply forward the packages to Indonesia when they see the wrong country code. That is another big issue. When I signed up with the PayPal gateway I was told that my account had AVS and it did not. So I was not protected as verbally promised by PayPal.
I know there's not that much I can do now since the credit card gods have made their decision, but I am going to do everything I can, since I don’t give up easily:
- I am going to seek others that have been through the same as myself and I am going to see if I can find an attorney to help me better understand my rights and if there is any room for legal action. I doubt there is, but I will try until I exhaust this possibility.
- I am going to build a website explaining to others what not to do and to explain not to use PayPal unless they have AVS installed for the extra $10. I will advise to go to another gateway like Authorize.net or Bluepay who include AVS checking for approx. the same monthly costs.
I am not giving up easily.
Please let me know if there is anything I can do to contest the credit card company at this point? What else can PayPal do to help me?"