Craig,
I'm still paying off my poor man's education!
Can't work on any modern car, and a lot of modern bikes without fancy computer programs. Shame really, my first bike was a $250 Honda, couldn't afford anything else. Spent HOURS working on that bike and learned everything I needed to know.
Still can't afford a new bike, but I enjoy turning a wrench as much as riding so I'm ok with it.
Never owned a car.