Well, as it turns out, after 42 years of marriage, and after 180 USED bikes, we bought Sally a SPANKIN' NEW Speed 400 from the San Antonio, Tx dealer; (early last year) our FIRST brand new bike with a warranty!
The FIRST order of business was to loosen the forks in the yokes and slip them up just over an inch (as high as they'd go till the diameter starts to taper). When she first sat on it, with one foot on tip-toe, the other foot was easily 3" off the ground! I thought the SCRAMBLER version was the tall one... Anyway, that was virtually worthless, it put her ALMOST able to touch both toes down. That would NEVER do.
So, I bought a Lusk Racing "lowering kit" which comprised a deeper spring top cup and plastic washer. That was a NIGHTMARE to swap out, but I came up with a working solution (just)...
So, now she sits JUST on the balls of both feet, squarely.
It's a nifty little thing, with stock gearing it won't "do the ton"; the gearing is MIGHTY low, with first gear being near useless, so she takes off in 2nd. I have a one-tooth-larger front sprocket which SHOULD put the bike just over the ton at max revs, but have yet to swap it out.
We've been 2-up (near 300# of humans) just under 90 MPH, and it wasn't quite "screaming", so probably fine for more typical single riding.
All in all, satisfied. Dummy me, I was refurbishing my Legend 900 triple in the garage and somehow it tipped over and put a nasty scratch in her new paint. That was nearly 6 months ago, and I'm not forgiven yet...